Need an appraisal in Melbourne Beach or Brevard County?

Here are the top reasons FL homeowners call on Elizabeth McCallister:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge a FL property tax assessment
Remove PMI to lower your mortgage payments
Reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a FL divorce, when real estate needs to be divided
Settle an estate in FL by determining the true market value of real estate in question

Need help determining the value of your home in or near Melbourne Beach, FL?
Contact Elizabeth McCallister.

We at Elizabeth McCallister understand the individual needs of a customer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value report than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Elizabeth McCallister, we're experienced in helping folks just like you delete unwanted and unneeded PMI insurance.

Challenging Brevard county's assessment of your property

Your local tax assessor may have your house overvalued if your house not appreciating as much as other properties close to yours. This means you are most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Elizabeth McCallister is your chief weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your house is near a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. Elizabeth McCallister can provide you with a professional appraisal to help you reinstate your home equity line of credit.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for preciseness, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.